Industry Funding · Transportation & Logistics

Funding for Trucking & Logistics Companies

Fuel, insurance, maintenance, and driver pay are due today. Brokers and shippers pay in 30 to 90 days. We fund the gap — and the growth.

The Cash-Flow Reality

Trucking is a cash-flow business wearing an asset business's clothes. Every loaded mile has upfront costs — fuel, driver pay, tolls, maintenance reserves — while the revenue arrives on broker terms weeks later. Add an engine rebuild or an insurance premium hike and even profitable carriers hit a wall. Growth makes it worse: every added truck deepens the working-capital hole before it adds profit.

What This Capital Funds

  • Truck and trailer acquisition (new and used)
  • Fuel and maintenance reserves
  • Cash flow between load payments
  • Insurance premium payments
  • Fleet expansion and driver hiring
  • Emergency repairs and roadside events

An Example Scenario

A 6-truck carrier lands a dedicated lane that needs two more power units. Used truck financing covers the equipment; a working capital facility covers insurance, plates, and the first month of fuel and driver pay before the lane's revenue lands. The lane pays for the growth — the funding just bridges the timing.

Illustrative example only — not a guarantee of approval, amount, or terms.

Qualifying

Carrier programs typically look for active MC authority, consistent deposits, and 6+ months operating. Owner-operators and small fleets are served by different program tiers than mid-size carriers — both are fundable. The fastest way to know where you stand: a two-minute application or a call to (786) 834-2395.

Common Questions

Do you fund owner-operators?
Yes — owner-operators with consistent settlements and 6+ months of authority typically qualify for working capital and equipment programs sized to their revenue.
Can I finance used trucks?
Yes. Used and auction equipment programs are available; age and mileage criteria vary by program. Have the spec sheet or auction listing ready for the fastest review.
What about factoring — do you replace it?
Factoring and our funding often coexist. If you factor invoices, we structure around your factoring agreement rather than conflicting with it — mention it upfront and we'll build accordingly.

Capital That Understands Transportation & Logistics

Apply in minutes or call now — a specialist who knows your industry's cash flow will review your options with you directly.

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