Funding Solutions

Commercial Lending & Bridge Funding

Larger, structured capital for expansion, acquisition, real-estate-related business needs, and time-sensitive opportunities.

What It Is

Our commercial lending solutions cover the larger, more structured end of business capital — expansion financing, acquisition capital, bridge funding for time-sensitive situations, and capital tied to commercial property or major contracts. These deals are structured individually: we underwrite the situation, not just the statement history.

Who It’s Best For

Established businesses making larger moves — acquiring a competitor, opening a new location, purchasing or improving commercial property for the business, or bridging a defined gap between now and a known capital event.

Common Use Cases

  • Business acquisition and partner buyouts
  • New location openings and buildouts
  • Bridge capital ahead of a known event (sale, refinance, contract payment)
  • Large contract and purchase-order fulfillment
  • Owner-occupied commercial property needs

Typical Requirements

  • Established operating history (typically 2+ years)
  • Stronger documentation — financials, tax returns where applicable
  • Clear use of funds and exit or repayment plan
  • Deal-specific underwriting

Potential Advantages

  • Larger amounts than standard working capital programs
  • Structures built around the specific transaction
  • Bridge options when timing is the whole game
  • A partner who understands deal structure, not just paperwork

Important Considerations

  • More documentation and longer review than standard programs
  • Deal structure and exit plan drive approval
  • Terms vary widely with deal type and profile

Frequently Asked Questions

How large can commercial deals go?
Structured deals can extend well beyond standard program caps — into the millions depending on the transaction, collateral, and business profile. Every file is priced individually.
What is bridge funding?
Short-term capital that 'bridges' a defined gap — for example, funding an opportunity now while a property sale, refinance, or large receivable closes. The known exit is what makes the deal work.
How long does underwriting take?
Longer than standard programs — typically days to a few weeks depending on complexity. We set expectations at the first call and keep you updated at every stage.

Ready to Move Forward?

Start with a short application or speak directly with a funding specialist. No obligation, and it will not impact your qualification to explore your options.