Funding Solutions

Revenue-Based Financing

Capital with remittances that scale with your sales — pay more when revenue is strong, less when it's slow.

What It Is

Revenue-based financing (RBF) provides upfront capital in exchange for a fixed percentage of your future revenue until a defined amount is remitted. Because remittances flex with your actual sales, RBF naturally adapts to seasonality and growth cycles — you're never locked into a rigid payment that ignores how your month is actually going.

Who It’s Best For

Businesses with strong but variable revenue — seasonal operations, e-commerce brands, restaurants, and growth-stage companies that want capital aligned to performance rather than a fixed monthly obligation.

Common Use Cases

Scaling inventory and ad spend with sales
Seasonal ramp-up before peak periods
Expansion without fixed-payment pressure
Launching new products or locations
Bridging growth between funding rounds

Typical Requirements

Consistent revenue history (6+ months)
Clear visibility into monthly sales
3–4 months of bank statements
U.S.-based business operations

Potential Advantages

Remittances flex with actual revenue
No fixed monthly payment pressure
Aligned incentives — we win when you grow
Faster than equity or bank processes
No equity dilution

Important Considerations

Total cost depends on how quickly revenue remits the balance
A percentage of revenue is committed until complete
Best when funds drive revenue growth
Review the remittance percentage carefully — we walk you through it

Frequently Asked Questions

How is RBF different from a loan?

A loan has fixed payments regardless of performance. RBF remittances are a percentage of revenue, so they rise and fall with your sales. It is a purchase of future revenue, not a traditional loan.

What percentage of revenue is typical?

Remittance rates vary by program and profile. Your specialist will present exact figures before you commit to anything.

Is RBF right for a seasonal business?

Often yes — the flexing structure is designed for revenue that varies month to month. It's one of the most popular structures for seasonal operators.

Ready to Move Forward?

Start with a short application or speak directly with a funding specialist. No obligation, and it will not impact your qualification to explore your options.

Apply Now Call (203) 943-1054